Insurtech, Proptech, and Fintech Environment: Sustainability, Global Trends and Opportunities

Abstract

The Special Issue “Insurtech, Proptech, and Fintech Environment: Sustainability, Global Trends and Opportunities” is focused on the InsurTech, PropTech, and FinTech environments. It is well known that “FinTech” comes from the union of two words, “Finance” and “Technology”, “InsurTech” is the union of the words “Insurance” and “Technology”, and PropTech is the use of technology in the real estate industry to make transactions more efficient. This sector is probably one of the most relevant new markets in recent years, with a great potential to generate collaborations with financial institutions and the insurance world, and jointly grow towards a more innovative business model. This sector features investors who seek to detect the best investment opportunities without intermediaries and with all those companies which want to collaborate with different products and services related to the technological, legal, marketing, and human resource departments, among others. This objective implies an advanced business model which adopts emerging technology and pays special attention to the digital transformation of the financial industry and its effect on sustainability. Analysis and research on the opportunities, challenges, and global trends in this sector may contribute directly and indirectly to the achievement of a sustainable development industry. Therefore, we consider that there is great potential to make further contributions on this topic. Thus, papers published in this Special Issue have covered some of those topics from a wide range of views and fields such as financial, technological, digital, management, international business, and quantitative analysis, including sustainable businesses. Moreover, the contributions included in this Special Issue have not been limited to academics, but also to practitioners who have been very welcome. In summary, this Special Issue has included original contributions demonstrating the significant advancements, innovations, relevance, and potential growth of this sector in the forthcoming years. This Special Issue has also focused on the main forms of interaction between banks and FinTech companies.